Comply with Anti-Money Laundering (AML) and Know Your Customer (KYC) Rules
Melissa’s Global eIDV Profile Check is designed for organisations that need high-quality, real-time electronic identity verification to adhere to KYC & AML requirements. It’s delivered using a layered approach of checks to empower our clients with accurate intelligence from national and worldwide sources. The rapid authentication process will ensure the ability to safely onboard new customers with ease, while protecting your organisation from fraudulent activity.
- Verify identities worldwide with reliable cross-matching capabilities & global watchlist screening.
- Meet stringent compliance in areas of Anti-Money Laundering (AML), Politically Exposed Persons (PEP) & Know Your Customer (KYC) requirements.
- Establish customer due diligence to gain a 360-view of your clients & customers.
- Privacy is ensured with our commitments to GDPR, HIPAA, SOC 2 & more.
- Flexible & customisable to meet your business, consumer verification & compliance needs.
- Fully automated to speed up onboarding & reduce manual intervention from your team.
- Validate IBAN numbers in specific countries.
Our leading address verification, name parsing, email & phone check are used individually. Verify, standardise, & transliterate addresses with a leading address engine. Verify emails to the mailbox-level. Ensure phones are live & callable. Over 6 million last names & 4 million first names are recognised. Names & addresses are verified before proof of address to get an exact match instead of a fuzzy match (a step that other providers like to skip).
Proof of Address
Connects a person's name to a specific address to confirm proof of address in real time. Proof of address is available in select countries including the UK, US, Germany & others. By leveraging 2.1 billion records, we perform a simple check to ensure the person actually lives at the provided address – a quick check that goes a long way to providing enhanced fraud prevention.
ID /Age Verification & 2+2 Checks
ID / Age Verification: Perform full ID checks by verifying SSN, national ID & date of birth to prevent underage consumer-not-present activities.
2+2: A more advanced mode of ID verification using two different sources to corroborate & verify 2 pieces of information. Check a person's ID against relevant sources like electoral rolls or credit & court data.
Sanction, PEP & Deceased Screening
Screen individuals against our comprehensive watchlists such as sanctions, politically exposed persons (PEP), OFAC and adverse media. In addition, we also screen against deceased individuals.
All reference data which is user is screened against is refreshed daily in our real-time environments.
How Melissa Global eIDV Profile Check Works
3 Key Differentiators
We are the Address Experts
Melissa’s 37+ years in address intelligence and data quality expertise is built into each verification layer we offer. Our deep domain knowledge is coupled with extensive datasets and strong partnerships with global postal authorities. We ensure the identity of a consumer or business is accurate starting with the foundation – contact data verification.
Our Data Quality Intelligence is Unmatched
Melissa is the only eIDV service that employs a data quality verification layer. We don’t simply match a name to a static list. We verify each piece of the identity puzzle in real time before it gets passed to the next step. This not only ensures the customer data is accurate, which has a multitude of benefits in itself, but also reduces the number of false positives and negatives that are returned while increasing matching rates.
Each Verification Layer Has a Dedicated Engine
Each layer has its own dedicated engine for correcting, parsing, and understanding names and addresses. We have the unique advantage of having separate data quality tools built into an all-in-one eIDV service. These crucial data quality abilities are missing from other identity verification solutions, but are absolutely integral to increase the matching accuracy.
Melissa’s Global eIDV Profile Check makes it extremely easy to verify contact data and comply with regulations, all while keeping the customer experience frictionless. Proof of address is included to verify that the person is matched to their residence and is included for select countries, including the UK, US, Germany, Australia, and more. For countries that are not covered, the Contact Data Verification layer is still serviceable as a basic check.See Country Coverage
Introducing Know Your Business Checks
Business can now harness the power to perform Know Your Business (KYB) checks as part of our eIDV service to ensure the identity of other organisations they are doing business with. This includes verification of business name, address, country, registration, taxpayer ID and licences.
Business relationships and their supply chains are complex involving vulnerabilities that criminals often exploit, which is why KYB has become an important regulatory requirement in today’s world.
Why Should You Use an eIDV Solution?
Performing a digital ID check in today’s world must run smoothly and relatively quick from the customers point of view, it must also be an easy-to-use verification process which is key to customer acquisition.
Melissa has ensured that our electronic identity verification solutions are a remote and seamless way to the ID verification process. Designed for today’s customers and businesses who want to stay one step ahead of know your customer (KYC) procedures, fraud and other cybercriminal activities while offering speedy onboarding processes.
Single, Batch Scan &
No Code Features
Through our single scan feature, individuals and entities can be checked against global data sets and real time reference data. The results returned will provide a wealth of information that will aid in the onboarding and due diligence processes for new or existing customers.
Melissa eIDV tools also have the capability to batch scan helping businesses save time during the onboarding process by simultaneously checking a large number of individuals against their chosen ID checking method or all ID checks included in Melissa complete eIDV service.
Melissa’s electronic identity verification (eIDV) tools now come in a no code, out the box service which takes out the hassle of integration and lengthy set-up procedures. Just simply create an account via our online portal and gain instant access to our eIDV service.