International Identity Verification

Simple, Secure Electronic Identity Verification

Do you know who your customers are?

The increase in online operations - like financial transactions and onboarding - has made identity fraud a constant threat, fueling the demand for digital identity verification. Having a quick, easy solution for electronic identity verification (eIDV) helps businesses offer fast customer onboarding, meet KYC/AML compliance and protect against fraud.

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What We Do

Improve customer onboarding, ensure compliance & prevent fraud

Melissa’s Identity Verification Suite utilize a range of industry-leading services including contact data quality, ID & document verification, biometrics, watchlist & sanctions screening, and age & death validation to meet your KYC and AML compliance needs. Easily tailor our solutions to your specific sign-up process and risk management requirements to ensure a smooth customer onboarding experience while ensuring you have the accurate information to remain compliant and protected from fraudulent activity.

Verify the identity of customers and detect high risk that support your Customer Due Diligence (CDD) obligations.
Customize at which point within your business process you want to validate a customer's identity.
Leverage a seamless end-to-end process to establish, maintain and safely track customer data.

How Identity Verification Works

1. Check

Check and correct a name, address (including enrichment of geodata, if possible), email and/or phone number.

2. Verify

Personator will match and confirm the valid data against external official and international data sources. Depending on the scenario, different checks are possible (e.g., 2+2 check).

3. Options

There are options to use the mobile identity verification and/or a customer screening – for even greater security.

eIDV Capabilities

Contact Data Verification

Our international address verification, name parsing, email & phone check can be used individually or parallel. Verify, standardize, & transliterate addresses with our leading address engine. Verify emails to the mailbox-level. Ensure phones are live & callable. Over 6 million last names & 4 million first names are recognized. Names & address are verified before proof of address to get an exact match.

Proof of Address

Connects a person's name to a specific address to confirm proof of address in real time. Proof of address is available in select countries including US, Germany & others. By leveraging 2.1 billion records, we perform a simple check to ensure the person actually lives at the provided address – a light-weight, quick check that goes a long way to providing enhanced fraud prevention.

eIDV, 2+2 & Mobile Doc Scan

eIDV: Perform full eIDV by verifying SSN, national ID & date of birth to prevent underage or consumer-not-present activities.

2+2: A more advanced mode of eIDV uses 2 different sources to corroborate & verify 2 pieces of information. Check a person's ID against relevant sources like electoral rolls or credit & court data.

Mobile Doc Scan: Verify that documents aren't forged or tampered with while allowing customers to securely submit identity information at any time. It features biometric facial recognition, advanced document type recognition & governance via the document onboarding portal. Plus, the Business Portal streamlines workflows for businesses to review & approve submissions with ease.

Sanction, PEP & Deceased Screening

An individual has 0 alerts after being screened through sanctions lists, Politically Exposed Persons, and other federal as well as international restricted party watchlists including an Adverse Media Screening. All reference data which a user is screened against is refreshed daily in our real-time environments. You can see a complete listing of the screening lists here.

Know Your Business (KYB)

Know Your Business (KYB) checks, part of Melissa’s eIDV service, matches businesses, addresses, & business IDs worldwide to ensure companies are working with a legitimate partner. This includes verification of business name, country-specific ID, status, type (e.g., “Corporation”, “Limited Liability Company”), and registration date.

Verify & Enrich

Verify businesses for current/future B2B relationships & businesses with official government sources in multiple countries
Enrich business information for select countries

Melissa's additional solutions for identity verification support

Personator® is a digital identity verification service for the international market. It is the ideal real-time service to support regulations (e.g., Money Laundering Act directives) and Know Your Customer (KYC) systems, reduce manual verification staffing and avoid reputational risks with regulators and the public.

Age Verification

Verify a person’s age to prevent underage, non-permitted activities.

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PEP & Sanctions List Check

Check a person with data from authorities, national and international databases.

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Guidelines

Ensure compliance with certain regulations, policies, and KYC systems.

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Need Help?

Frequently Asked Questions

What is a (digital) identity verification?

A (digital) identity verification (or identity/ID check) is a real-time service that checks data and confirms the identity of a person/customer based on the contact information provided (e.g. name and address). This allows you to easily comply with current requirements & regulations regarding the EU Anti-Money Laundering Act and other international legislation.

What are the benefits of identity verification?

Fast and secure customer onboarding
Fast checkout
Protect your company against fraud and money laundering
Reduce the amount of staff required for manual checks
Reduce reputational risk
Customer screening against international sanctions lists

How does identity verification work? And how can I use it?

In general, the identity verification solution Personator Identity follows a 3-step process:

Validation: Check and correct a name, address, e-mail address and/or telephone number. If possible, geodata is also enriched for the addresses.
Verification: The data validated in the first step is now compared and confirmed against external official and international data sources (in-country) on a person-related basis. The date of birth or national ID number is then also included. Depending on the conditions, there may be several data sources per country. Based on the scenario and/or conditions, companies must, for example, check against at least 2 data sources (2x2 check).
Additional options: It’s recommended to add further steps such as screening either before or after verification for enhanced security.

You can easily implement identity verification via a web service and use the solution in real time. In consultation and depending on the country, it is possible for you to provide us with your file, and we will clean it up for you as a service (Service Bureau).

For which countries can I use Melissa's identity verification?

Our identity verification is available for over 40 countries and territories. You can find an overview here. More details on the individual components (e.g. date of birth check) and in which countries they are available can be found here.

Request a free trial of our international identity verification solution

For a free demonstration of the international identity verification, simply fill out the form.

Request Demo Now

ETL/MDM PlatformsMelissa offers a host of solutions for full spectrum data quality to ensure the success of your data.

Popular Products

International Identity Verification

Simple, Secure Electronic Identity Verification

What We Do

Improve customer onboarding, ensure compliance & prevent fraud

How Identity Verification Works

1. Check

2. Verify

3. Options

eIDV Capabilities

Contact Data Verification

Proof of Address

eIDV, 2+2 & Mobile Doc Scan

Sanction, PEP & Deceased Screening

Know Your Business (KYB)

Melissa's additional solutions for identity verification support

Age Verification

PEP & Sanctions List Check

Guidelines

Need Help?

Frequently Asked Questions

What is a (digital) identity verification?

What are the benefits of identity verification?

How does identity verification work? And how can I use it?

For which countries can I use Melissa's identity verification?

Request a free trial of our international identity verification solution

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